AI-powered personal finance with net worth tracking, estate planning, emergency access, and privacy-first architecture — all in one place.
Built for people who take their financial life seriously — from daily spending to generational wealth planning.
Ask questions about your money in plain English. Claude analyzes your actual transaction history — not generic advice, real insights about your finances.
ExclusiveSee your complete financial picture at a glance. Accounts, real estate, investments, loans, and debt — all tracked and charted over time with 5-year comparisons.
Grant trusted family members or financial advisors time-limited, permission-controlled access. Automatically triggers after 60 days of inactivity. Critical when it matters most.
ExclusiveYour data is end-to-end encrypted. Never sold to third parties, never used for advertising. You own it completely — and can export or delete it at any time.
Seamlessly track USD, INR, and 30+ currencies. Full support for HDFC and ICICI bank imports, Indian number formats, fiscal year, FD, PPF, and NPS tracking.
Keep personal and business finances cleanly separated. Tag transactions to entities like LLCs or rental properties, and generate reports for tax time.
No bank credentials required. Import your statements and KOṠA handles the rest.
Upload OFX, CSV, or PDF statements from any US or Indian bank. KOṠA parses every transaction automatically — no bank login credentials required, ever.
Transactions are automatically categorized using a smart code system. Review flagged items, split receipts, tag business expenses, and spot anomalies — all in one queue.
Set budgets, track net worth goals, and ask your AI advisor anything. Know exactly where you stand today — and model where you'll be in five years.
A walkthrough of the dashboard, AI chat, budget tracking, and estate access features.
Dashboard · AI Chat · Net Worth · Estate Access
Emergency access for family and advisors is built into the architecture — not bolted on. Auto-triggers on inactivity, with full permission control.
Claude reads your transaction history and gives relevant, personalized insights — not generic financial tips. Ask it anything about your money.
FD, PPF, NPS, and HDFC/ICICI imports alongside US 401k, real estate, and bank accounts. One app for your entire financial life across borders.
Simple, transparent pricing. No hidden fees. Cancel anytime.
Everything you need to take control of your personal finances.
For households managing finances together — with estate access built in.
For business owners managing personal and business finances together.
Grant your CA or CPA time-limited, read-only access. Available on all plans. Access auto-expires after their engagement ends — no manual cleanup needed.
Our team responds within one business day. Happy to walk you through a demo or discuss your use case.
Within 1 business day. For urgent matters, please call directly.
KOṠA is a product of VN Tech — building privacy-first financial tools for individuals and families.
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